Patient Financing

No-Interest Patient Financing through Care Credit

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No-Interest Patient Financing through Care Credit.

Dr. Pilest has arranged with Care Credit, a division of GE Consumer Finance, to provide no-interest short term financing for Cosmetic Dermatology treatments of minimum $1,000 for up to 6 months and for cosmetic treatment totals over $4,000 a 12 month 0% financing is available. Eligible treatments are typically those not covered by insurance and include procedures such as Fraxel and other lasers for Acne Scarring and Skin Rejuvenation; Thermage skin tightening; Photo Rejuvenation such as FotoFacial; Hair Removal; and the various treatments available for improvement of Brown Spots and Hyperpigmentation.

This offer is contingent upon Care Credit approval. (Financing is not available for non-cosmetic procedures)

Please note that the terms and conditions of the loan agreement are those of Care Credit and not Total Dermatology. We are happy to offer this opportunity for those who require financing. Please read your agreement terms carefully as delinquencies can create higher interest and/or late charges which are not the responsibility of Total Dermatology.

Application Instructions:

Apply in our office or Online
Download and Print the application and bring it with you

Apply in our Office
Apply Online to have your pre-approved credit available immediately

Or, from the Care Credit Start Page
Type in our phone number 949-727-3800 or simply type in Pilest
Select the Apply Now button link and begin your application

We suggest you read about Care Credit's Programs to fully understand how it works. The initial page after choosing Dr. Pilest will show an interest rate that only applies to delinquent accounts. Your 0% financing, when paid according to the financing terms, is not subject to interest charges. If you require more explanation, please call our staff at (949) 727-3800 or Care Credit at 1-866-893-7864.

Why Use Care Credit Financing?

No embarrassing delays. No uncertainty. You can be approved before your visit if you choose by completing the online application.Your procedure may be scheduled confidentially knowing the funds are available to you, making the consultation a pleasant experience.

With charges on a separate Care Credit account, credit available on family credit cards is not diminished one bit, and ability to meet family purchases, obligations and emergencies is unaffected.

Since charges are on your own private account, the procedure is a very private matter between patient and doctor. Neither friends nor family need to know if you have had the procedure, or the cost.

Choose your Payment Plan
You can choose 6 or 12 month no-interest plans.Extended plans up to 60 months are available. Check with our office for current interest rates on extended financing.

No Penalty for Prepayment
Your loan may be paid early, either in part or in full. You may do this at any time and in any amount, without red tape or authorization.