Patient Financing

No-Interest* Patient Financing through Care Credit

*On qualifying purchases of $1,000 or more made with your CareCredit credit card account. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within the 6, 12 or 18 month option chosen. Not all promotional plans are available at all Participating Professionals.

** No interest will be charged on the promotional purchase if you pay the promotional purchase amount in full within your agreed 6, 12 or 18 month option. If you do not, interest will be charged on the promotional purchase from the purchase date. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional balance. For new accounts: Purchase APR is 26.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.

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Opportunities for Patient Financing through Care Credit.

Dr. Pilest has arranged with Care Credit, a division of GE Consumer Finance, to provide no-interest* short term financing for Cosmetic Dermatology treatments of minimum $1,000 for up to 6 months, $3,000 for 12 month and $5,000 for 18 months at 0% financing is available.

Eligible treatments are typically those not covered by insurance and include procedures such as eMatrix, Fraxel and other lasers for Acne Scarring and Skin Rejuvenation; Thermage skin tightening; Photo Rejuvenation such as PhotoFacial; Hair Removal; and the various treatments available for improvement of Brown Spots and Hyperpigmentation.

This offer is contingent upon Care Credit approval. (Financing is not available for non-cosmetic procedures)

Please note that the terms and conditions of the loan agreement are those of Care Credit and not Total Dermatology. We are happy to offer this opportunity for those who require financing. Please read your agreement terms carefully as delinquencies can create higher interest and/or late charges which are not the responsibility of Total Dermatology.

Application Instructions:

Apply in our office
We're happy to help you fill out an application here in our office - Just ask

Apply Online
Apply Online to have your pre-approved credit available immediately


We suggest you read about Care Credit's Programs to fully understand how it works. The initial page after choosing Dr. Pilest will show an interest rate that only applies to delinquent accounts. Your 0% financing, when paid according to the financing terms, is not subject to interest charges. If you require more explanation, please call our staff at (949) 727-3800 or Care Credit at 1-866-893-7864.

Why Use Care Credit Financing?

No embarrassing delays. No uncertainty. You can be approved before your visit if you choose by completing the online application.Your procedure may be scheduled confidentially knowing the funds are available to you, making the consultation a pleasant experience.

With charges on a separate Care Credit account, credit available on family credit cards is not diminished one bit, and ability to meet family purchases, obligations and emergencies is unaffected.

Since charges are on your own private account, the procedure is a very private matter between patient and doctor. Neither friends nor family need to know if you have had the procedure, or the cost.

Choose your Payment Plan

You can choose 6, 12 or 18 month no-interest* plans. Extended plans up to 60 months are available. Check with our office for current interest rates on extended financing.

No Penalty for Prepayment

Your loan may be paid early, either in part or in full. You may do this at any time and in any amount, without red tape or authorization.

With CareCredit, you pay no up-front costs, no pre-payment penalties and no fees. Plus, CareCredit is a revolving credit line for additional treatment or add-on charges, without the need to re-apply.

* On qualifying purchases of $1,000 or more made with your CareCredit credit card account. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within the 6 , 12 or 18 month option chosen initially. Not all promotional plans are available at all Participating Professionals.